Supplemental Security Income Benefits for Children with Disabilities

Supplemental Security Insurance (SSI) benefits are not only aimed for adults: they can also be given to children whose parents earn a low income. SSI for children is available provided that your child is under the age of 18 and is either physically or mentally disabled and the disability have resulted to a significant level of functional limitations. The child should be either blind or disabled to be eligible for SSI benefits. It can either be in-born or developed and persisted before the child reached the age of 22.

SSI benefits are immediately given to applicants whose disabilities are serious enough to meet the necessary SSA disability standards. In the past 25 years, there has been an increase in the number of recipients, albeit because of the implementation changes on the program. The incomes as well as resources of the child and the parents (along with the other people in the household) are considered if an SSI benefits application is filed. Once the application has been reviewed as a possible candidate for SSI benefits, the Disability Determination Services will bring together necessary evidence that could help determine the disability benefits. Usually the DDS requires 12 months of medical history, along with function, in order to judge the claim.

It can be frustrating to process the SSI benefits, and most often parents find themselves almost at the brink of giving up. When this happens it would always help to consult and acquire the representation of a legal disability lawyer. It also helps to discuss the matter with the disability examiner. Another thing to remember is to always keep your appointments with the DDS. If a consultative exam is asked by the DDS, avoid being late to the exam and try to arrive 10-15 minutes earlier (since being late can forfeit your appointment with the provider).

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Workplace Injury

According to the website of the Woodson Law Firm, employers are responsible for maintaining functional and safe work environments for their employees. The importance of this responsibility multiplies exponentially when the work premises require the usage of specialized, potentially dangerous, machinery. Businesses that commonly deal with specialized machinery are construction companies, oil companies, and transportation companies. These industrial habitats require that employees display excellent knowledge of particular machinery and adhere to safety protocol when managing equipment.

The Occupational Safety Health Administration (OSHA), a division of the United States Department of Labor, advocates for workers health and safety. OSHA has passed some standards that protect workers who experience injury, like amputation or head and spinal cord trauma, while at the workplace. In addition to helping workers that experience injury, OSHA advises employers to safeguard the workplace. Upkeep of equipment, structural maintenance, and hazardous chemical storage are all precautions that employers must be sure to make in order to protect employees and the company. OSHA inspects industrial workplaces in order to determine amendments that employers need to make in order to create safer environments.

However, sometimes due to negligence or in attempts to save money, employers don’t maintain safe working conditions. This can leave the employee extremely vulnerable if they’re operating a defective machine or working in close proximity to volatile chemicals. When a Florida worker was trapped in a machine and lost his arm at the elbow, OSHA inspected the company grounds and administered 14 violations to the company, Prologix Distributions Services-East LLP. In the event of a catastrophic workplace injury, like an amputation, the victim is entitled to financial compensation from the employer. In addition to money lost from missing work and hospital costs, a serious injury compromises the quality of the injured workers job prospects.

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Trashed Kidney Leads to Suit Against UTMC

A part-time nurse from a university hospital threw away a kidney earmarked for transplant to a 24-year-old patient, prompting a medical malpractice suit against the hospital.

Donating a kidney to someone with end-stage renal disease is tantamount to giving the recipient a new lease in life, especially if it is a perfect match. This was what was supposed to happen to siblings Paul and Sarah Fudacz from Ohio. Sarah, 24 years old, was supposed to get a kidney from her brother to get her off the dialysis machine, but by some horrible oversight the newly-removed kidney was thrown out with the contents of a slush machine used during the extraction procedure at the University of Toledo Medical Center (UTMC). The nurse has since resigned.

The Fudacz family filed a medical malpractice lawsuit against UTMC, citing the pain and suffering the family had to go through from the wasted sacrifice and pain of Paul, the continued ill-health of Sarah, and the uncertainty of the family finding a suitable replacement kidney in time to save Sarah’s life. UTMC admits the error but maintains that the hospital did not have a substandard quality of medical care. There is some question whether the family has a legal basis for the claim under Ohio law.

UTMC has since stepped up the quality of health care and level of patient safety.

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The Most Dangerous Place to Work

You expect your workplace to be safe, especially since it’s where you spend most of your day. According to a recent study, healthcare is the most dangerous industry to work. This is especially sad considering these people spend their days serving others. Forty-five percent of workplace incidents occur in the healthcare industry, with more than 650,000 people falling ill or injured each year. Overexertion related to pulling, pushing, holding, carrying, and lifting remains the most common workplace injury, and is one of the top reasons that healthcare workers leave the industry. These workers often rank alongside manufacturers and laborers in terms of musculoskeletal injuries because of overexertion from handling patients. Weight, such as a 100 pound patient, would be lifted with mechanical support in other industries, but is often handled manually by healthcare professionals.

Manufacturing was commonly viewed as the most dangerous industry to work in, with risks of slip and falls, lifting injuries, and equipment malfunctions. However, the 152,000 manufacturing injuries each year are a small fraction of the yearly healthcare incidents. Despite this overwhelming majority, health care facilities received about 2,500 OSHA inspections while construction sites received around 52,000 in 2011.

No matter what industry you may work in, there is always a risk of injury or illness. However, it is third-party carelessness that can dramatically increase your chances of injury. All employers and individuals are responsible to uphold a certain duty of care not to put others at risk of injury or accident. According to the website of the Law Office of Bill Pelhan, duty of care can be breached in many ways including failure to safely maintain property or equipment, or selling a dangerous or defective product. If you were involved in a workplace accident because a third party has breached their duty of care, you can take legal action in order to receive compensation.

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Reckless Driving

Traffic laws are put in place to protect people on or near the road. Reckless driving, however minor it may seem, disregards these laws and puts drivers, pedestrians, and cyclists in danger. The most common reckless driving activities are speeding, tailgating, drunk, drowsy, or distracted driving, running red lights or stop signs, and failure to use a turn signal. Unfortunately, reckless driving is one of the top causes of accidents on the road, and these accidents are preventable.

Cell phone usage has caused distracted driving to become one of the leading causes of traffic accidents. Distracted driving has grown to include activities like texting, eating, using a navigation system, and adjusting the radio or music device. Texting is the most dangerous distraction because it requires manual, visual, and cognitive attention from the driver. The largest number of distracted driving accidents occurred among drivers younger than 20. Of these accidents, 21% were because of cell phone usage.

Drunk driving is widely considered the leading cause of traffic fatalities in the U.S., accounting for 31% of traffic related deaths in 2010. However, speeding is often overlooked as another leading cause of traffic fatalities, despite the fact that it is one of the most common reckless driving activities. According to the U.S. Census Bureau, there are about 10,500 speeding-related traffic fatalities each year. An article from the Law Offices of Vic Feazell website explains that the most common ways that speeding threatens others include:

  • Reduced control of your vehicle
  • Decreased ability to react to oncoming collisions or road conditions
  • Compromising the function of vehicular safety features
  • Increased probability of damage in the event of an accident

Speeding accidents are entirely preventable, and drivers who choose to ignore speed limits put themselves and others in unnecessary danger.

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The Difference Between Secured and Unsecured Debts

Bankruptcy is often considered a helpful solution for those who are buried in debt and need to save their finances. However, the court may treat you differently depending on the type of debt you owe your creditors. For example, a person with a large amount of secured debt could lose property in the event of bankruptcy. If you are facing the decision to file for bankruptcy, it is important to learn the difference between secured and unsecured debts.

Secured debts are considered collateral for the debt you owe a creditor, and the creditor has the right to seize the asset if you fall behind on payments. For example, a mortgage loan is secured by your home itself. An unsecured debt does not provide creditors with any collateral for your debt. Credit card debt is the most common unsecured debt. If you fall behind on payments, the creditor does not have the right to seize your assets, but they do have the right to take alternate action to encourage payment. These actions can include hiring a debt collector, suing to garnish your wages, or suing to put a lien on your assets.

According to an article from the law office of Ryan J. Ruehle, unsecured debt seems like a less immediate threat to financial stability, but it can still present a serious danger. This is because some unsecured debts, such as student loans, cannot be discharged during bankruptcy.

Bankruptcy may seem like the only option if you are facing more debt than you can handle, but it is important to consult a bankruptcy lawyer to help determine your legal options and decide which option is best for your situation.

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Dangerous Drug Interactions

Medications, whether they’re over-the-counter or prescription, can be lethal if combined incorrectly. Unfortunately, millions of Americans are at risk of death because they are unaware of the dangerous drug interactions they may be exposing themselves to. This is why it’s important not only for pharmacists to explain these dangers, but for patients to understand and avoid them.

The most common example of a deadly prescription interaction involves SSRI antidepressants and pain killers. Mixing SSRIs and prescription pain medicine can cause a reaction called serotonin syndrome. Its symptoms include euphoria, restlessness, delirium, shivering, and diarrhea. If serotonin syndrome goes undetected and untreated for too long, it is lethal. Considering around 27 million Americans take SSRIs, the chances that a deadly interaction could happen are extremely high if patients are not educated about their prescription.

According to the Medical Malpractice Payout Analysis, $144 million out of the $3.6 billion dollars in malpractice payouts in 2012 were medication related. Pharmacies and pharmacists are held to a certain duty of care to ensure that patients receive the correct prescription and information about how to use their medication. Despite this duty of care, an estimated 51 million prescription errors are made each year. The most common types of pharmaceutical error, as cited on the website of Scudder and Hendrick, involve:

  • Dispensing the incorrect medication strength or dosage
  • Dispensing the wrong drug
  • Confusing prescriptions between customers
  • Failing to give proper utilization instructions
  • Failing to warn against dangerous drug interactions

It is important to educate yourself about your prescription medication in order to avoid becoming a victim of malpractice. Always talk to your pharmacist about the side effects of a new medication, as well as what to avoid while taking that medication in order to ensure that you are not putting yourself at risk.

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How-To SR-22

An SR-22 is a form proving that a driver has insurance, but is not an actual insurance policy. It is often required for drivers who have received a DUI or DWI, license suspension, too many tickets in too short of time, or have been caught driving without insurance. An SR-22 is the most common coverage method used when drivers are considered “high-risk” by their insurance providers because of issues with their driving record.

Insure On The Spot explains that in order to obtain an SR-22, you must fill out a form providing your name, address, birth date, social security and driver’s license number, auto insurance policy number, start, and end dates, and the details of your vehicle. Your insurance company sends the SR-22 certificate to the Secretary of State, who then sends you a copy of the certificate upon acceptance.

Once you receive your certificate, it is important to understand your state’s SR-22 requirements. An SR-22 has a filing period that varies by state and severity of offense, but is usually around three years. Some states do not require SR-22s, such as New Mexico, Oklahoma, Pennsylvania, Minnesota, Kentucky, and Delaware. However, if you move to one of those states during the time you are carrying an SR-22, you must still meet the filing requirements of the original state that you moved from. However, it is not enough to just keep up with your filing requirements, you also have to maintain car insurance. Auto insurance companies are required by law to notify the DMV of inactive insurance policies. So, your license could be suspended if you file an SR-22 form with the DMV but lapse on your insurance.

SR-22 coverage may be more expensive than a typical insurance policy, but it is often the best option for those who are struggling to find adequate insurance because of blemishes on their driving record. Therefore, it is important to determine your risk-rating and shop around to receive the best quote possible for your SR-22 coverage.

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Dog Bite First Aid

It is said that they are man’s best friend, but dogs are still animals that can cause severe injuries once they attack. With a biting force of 420 pounds of pressure on average, they can inflict serious injuries such as puncture wounds, avulsions, lacerations and others. Being attacked by a dog can also cause trauma to the victims, and considering that the majority of the victims are mostly boys between the ages of 5-9 years old, dog bites is a serious problem that needs to be addressed. When these types of attacks happen, it’s important that the owner is held responsible. He or she should’ve trained the dog better, always having the safety of others in mind.

According to an article from the Ritter & Associates, children are more open to dog attacks because of their small stature and lack of awareness to danger. Generally, they are attacked in the neck and head because it is an easy place for the dog to reach, and often these injuries can be fatal if not treated quickly or properly. Once a dog feels threatened or has been disturbed, it will attack even its own owners.

Dogs were actually bred to be man’s companion – to help in the hunting, herding, and guarding of human’s possessions. However, lately people have been breeding them to fight, and thus they have been more aggressive. Every year about 4 million Americans suffer from dog bites, and 1 in every 5 people bitten require serious medical attention. In cases where you have been bitten by a dog, here are some things to do:

  • Makes sure to cover the bitten area with a clean towel or sheet of cloth so that the bleeding will stop
  • Keep the bitten area elevated
  • Using soap and water, carefully wash the bitten area
  • Put a sterile bandage over the bitten area
  • Make sure to apply antibiotic to the wound everyday to ward of infections

Dogs, especially those being kept as pets, are usually inoculated against rabies. However, being bitten may still require immunization, if not for rabies, then for tetanus. Dog bites can also cause zoonotic diseases, cases where animal diseases transmit to humans. Go to the doctor to ensure how serious the injury is. Make sure every injury is addressed, even the trauma that the dog bite has caused.

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Who Is Responsible for Maintaining the Roads?

It is the driver’s responsibility to drive safely, but his safe driving can only go so far. Outside factors such as weather, vehicle defects, and road defects can all be causes of serious accidents that even a safe and defensive driver can’t avoid or control. According to the website of the Law Offices of Vic Feazell, P.C., if roadside safety is not maintained, then even the safest driver can be in danger of getting into an accident.

Road defects such as potholes, defective traffic lights, lack of guardrails and many others can all count as factors that can endanger the lives of motorists and pedestrians alike. It is the government’s task to uphold and maintain these road safety measures, and if they don’t do this job they can held liable for any accident that occur in their area. Competent management of the road safety features saves lives; guardrails, for example, play a vital role in maintaining proper roadside safety. They serve as:

1.Prevention from going over the edge of an elevated area of the road
2.Protection from skidding onto a body of water on the side of the road
3.Absorber of the force of impact during an accident
4.Redirecting vehicles to the right side of the road
5.Avoiding roll-over accidents

Installing guardrails is something the government should always be keen to look into; however, installing the wrong type of guardrail is just as dangerous as not installing them at all. There are certain types or models of guardrails that can cause more harm than good, and some states are even banning in using them on their roads.

Guardrails are barriers that need to be maintained and posted in places where they are most needed. In high-speed roads such as the freeways, these barriers help vehicles from veering off the road. They help prevent or stop a small accident from becoming a major incident. Guardrails, together with proper road signs (or lights) are the things that keep traffic flowing safely and freely.

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